Every digital utility,
engineered for clarity.
Fast, free tools for Indian finance, salary & tax, developer workflows, image optimisation, health metrics and daily calculations. Your inputs are processed in your browser.
Browse by utility category
Six specialized workspaces built on a unified client-side engine.
Finance Calculators
Plan SIPs, Step-Up SIPs, SWP, STP, mutual fund returns, CAGR, ROI, home/car/personal loan EMIs, loan eligibility, FIRE, retirement, child education, and FY 2026–27 Indian income taxes.
Salary & Career Tools
Convert annual CTC to monthly in-hand salary, model appraisal hikes and increments, calculate performance bonuses, estimate EPF and gratuity payouts, and track experience, working days, and notice periods.
Developer Utilities
Format, beautify, minify, and validate JSON, encode/decode Base64, URLs, and HTML entities, test regex, generate UUIDs, SHA hashes, passwords, and Lorem Ipsum, build Cron schedules, convert timezones, and diff text locally.
Image & File Tools
Compress images, resize dimensions, convert between JPG, PNG, and WebP, and calculate aspect ratios directly in your browser using HTML5 Canvas.
Health & Fitness Calculators
Calculate Body Mass Index (BMI), Basal Metabolic Rate (BMR), daily TDEE calorie targets, macro protein intake, ideal body weight, hydration needs, and US Navy body fat percentage.
Daily Utility Calculators
Solve everyday calculations fast: exact chronological age, date durations, work shift hours, percentage changes, shopping discounts, restaurant tip splits, Indian GST invoices, land/unit conversions, and INR currency conversions.
Find any calculator or developer tool
Filter by category or search across 99 live utilities in real time.
EMI Calculator
Calculate monthly loan EMI, total interest payable, and principal vs interest split for Home, Car, or Personal loans in INR.
Open toolCAGR Calculator
Calculate Compound Annual Growth Rate (CAGR), inflation-adjusted real CAGR, wealth multiple, and annualized investment performance.
Open toolStep-Up SIP Calculator
Project mutual fund corpus when you increase your monthly SIP contribution every year in line with salary appraisals.
Open toolCTC To In-Hand Salary Calculator
Convert annual Cost-to-Company (CTC) into exact monthly take-home salary after EPF, professional tax, gratuity, and FY 2026–27 income tax.
Open toolJSON Formatter & Beautifier
Format, beautify, minify, and inspect JSON payloads with configurable indentation, alphabetical key sorting, and byte compression metrics.
Open toolJSON Validator
Validate JSON syntax against RFC 8259 standards, pinpoint exact line-number parse errors, and inspect object nesting depth and key counts.
Open toolBase64 Encoder & Decoder
Encode UTF-8 text to Base64 or decode Base64 strings back to plain text with full Unicode safety and RFC 4648 URL-safe mode.
Open toolUUID v4 Generator
Generate cryptographically random RFC 4122 version 4 UUIDs in bulk with toggles for hyphens, uppercase hex, and braces.
Open toolRegex Tester & Debugger
Test JavaScript regular expressions in real time against sample strings with capture-group inspection and presets for PAN, IFSC, Email, and Mobile.
Open toolPassword Generator
Generate high-entropy cryptographic passwords using Web Crypto CSPRNG with real-time entropy bit scoring and offline crack-time estimation.
Open toolUnix Timestamp Converter
Convert Unix epoch timestamps (seconds or milliseconds) to ISO 8601, UTC, and local IST dates—or convert dates back to epoch numbers.
Open toolWord & Character Counter
Count words, characters (with and without spaces), sentences, paragraphs, reading/speaking time, and top keyword frequency in real time.
Open toolBMI Calculator
Calculate Body Mass Index (BMI), Ponderal Index, BMI Prime, and healthy target weight range with both Asian-Indian (ICMR) and WHO standards.
Open toolBMR & Calorie Calculator
Calculate your Basal Metabolic Rate (BMR), Total Daily Energy Expenditure (TDEE), calorie targets for fat loss or muscle gain, and daily protein needs.
Open toolAge Calculator
Calculate exact chronological age in years, months, days, total weeks, calendar days, and countdown to your next birthday.
Open toolPercentage Calculator
Solve all three everyday percentage problems at once: X% of Y, what percentage X is of Y, and percentage increase or decrease between two numbers.
Open toolDiscount Calculator
Calculate final sale price, total rupees saved, stacked coupon discounts (e.g., 25% + extra 10% off), and optional GST on retail purchases.
Open toolDate Difference Calculator
Calculate total calendar days, working weekdays (Mon–Fri), weekend days, and years/months/days between any two dates.
Open toolImage Compressor & WebP Converter
Compress PNG, JPG, and WebP images and transcode between formats directly inside your browser using HTML5 Canvas—zero server uploads.
Open toolImage Resize & Dimension Calculator
Calculate aspect-ratio-locked image dimensions, scale percentages, and megapixel counts for OpenGraph, Full HD, and 4K presets.
Open toolMutual Fund Returns Calculator
Calculate combined mutual fund maturity value when investing both a monthly SIP and a one-time lumpsum amount.
Open toolSWP Calculator (Systematic Withdrawal Plan)
Plan monthly retirement cashflows from your mutual fund corpus with inflation-linked annual withdrawal step-ups.
Open toolSTP Calculator (Systematic Transfer Plan)
Model monthly transfers from a liquid/debt fund into an equity mutual fund and compare total returns against staying in debt.
Open toolROI Calculator (Return on Investment)
Calculate simple ROI percentage, annualized ROI (CAGR), net profit, and investment multiple across any holding period.
Open toolCar Loan EMI Calculator
Calculate monthly auto loan EMI, total interest outgo, and repayment split for new or used car financing in India.
Open toolPersonal Loan EMI Calculator
Estimate monthly personal loan EMI and total interest cost for unsecured personal loans from ₹25,000 to ₹50 Lakh.
Open toolLoan Eligibility Calculator
Find the maximum home or personal loan amount you qualify for based on net monthly salary, existing EMIs, and bank FOIR limits.
Open toolLoan Prepayment Calculator
Calculate exact interest saved and months shaved off your loan tenure by making monthly, yearly, or one-time part-prepayments.
Open toolOld vs New Tax Regime Calculator
Side-by-side comparison of Old and New Indian Income Tax Regimes for FY 2025–26 and FY 2026–27 with 80C, 80D, HRA, and NPS deductions.
Open toolSalary Tax Calculator
Calculate annual and monthly income tax on salary income after ₹75,000 standard deduction, employer benefits, and Chapter VI-A deductions.
Open toolBonus Tax Calculator
Calculate marginal income tax deducted on your annual performance bonus or joining bonus and see the exact net cash credited.
Open toolRetirement Calculator
Project your inflation-adjusted monthly expenses at age 60, required retirement nest egg, and monthly SIP needed starting today.
Open toolFIRE Calculator (Financial Independence, Retire Early)
Calculate your India-adjusted FIRE number (3.5% Safe Withdrawal Rate & 25× Rule), years to financial independence, and required monthly SIP.
Open toolChild Education Calculator
Estimate the future cost of your child's undergraduate or postgraduate degree after education inflation and find the monthly SIP required.
Open toolFinancial Goal Planner
Calculate the exact monthly saving or SIP needed to hit any financial milestone—home down payment, wedding, car, or sabbatical.
Open toolSalary Increment Calculator
Calculate your new CTC, monthly gross increase, and net post-tax take-home increment from an appraisal percentage.
Open toolBonus Calculator
Calculate your gross performance bonus, marginal TDS tax deduction, and net in-hand bonus payout credited to your bank account.
Open toolWork Experience Calculator
Calculate exact total professional work experience in years, months, weeks, and days between your joining date and relieving date.
Open toolNotice Period & Buyout Calculator
Find your exact Last Working Day (LWD) from your resignation date and calculate notice period shortfall buyout recovery in ₹ INR.
Open toolWorking Days Calculator
Count exact Monday–Friday working business days and weekend days between any two dates for payroll, sprints, and leave planning.
Open toolJSON Beautifier
Pretty-print compact or minified JSON strings with clean 2-space or 4-space indentation and optional alphabetical key sorting.
Open toolJSON Minifier
Compress JSON payloads by stripping all unnecessary whitespace and newlines, and measure exact byte savings.
Open toolBase64 Decoder
Decode standard or URL-safe RFC 4648 Base64 strings back into UTF-8 plain text locally in your browser.
Open toolURL Encoder
Percent-encode query parameters, special symbols, and UTF-8 characters for safe transmission in URLs and query strings.
Open toolURL Decoder
Decode percent-encoded (%20, %3A, %2F) URLs and query strings back into readable plain text.
Open toolHTML Entity Encoder
Escape raw HTML tags and special characters (<, >, &, ", ') into safe HTML entities for code blocks and templates.
Open toolHTML Entity Decoder
Unescape HTML entities (<, >, &, ", ', ₹) back into raw characters.
Open toolHash Generator (SHA-256, SHA-512, MD5)
Generate SHA-256, SHA-512, SHA-384, SHA-1 and MD5 hexadecimal digests locally in your browser. Nothing is uploaded.
Open toolLorem Ipsum Generator
Generate clean placeholder paragraphs, sentences, or word counts for UI wireframes, typography tests, and landing page mockups.
Open toolTimestamp Converter (ISO 8601 & Epoch)
Convert between ISO 8601 date strings, UTC timestamps, local IST dates, and 10/13-digit Unix epoch numbers.
Open toolCron Expression Generator & Explainer
Build and translate 5-field Linux crontab schedules into plain English and systemd OnCalendar timer rules.
Open toolTimezone Converter (IST, UTC, ET, PT, GMT, SGT)
Convert any ISO date-time simultaneously across India (IST), UTC, US Eastern/Pacific, London, Dubai, Singapore, and Tokyo.
Open toolCharacter Counter
Count exact characters (with and without spaces), byte length, words, lines, and sentences for SEO titles, meta descriptions, and social posts.
Open toolCase Converter (camelCase, snake_case, kebab-case)
Convert any text or identifier simultaneously into camelCase, PascalCase, snake_case, kebab-case, CONSTANT_CASE, Title Case, and UPPER/lowercase.
Open toolDuplicate Line Remover
Remove duplicate lines from lists, logs, CSVs, or URLs with toggles for case sensitivity, whitespace trimming, and alphabetical sorting.
Open toolText Difference Checker (Diff Tool)
Compare two text blocks or config files line by line to highlight added, removed, and unchanged lines.
Open toolJPG to PNG Converter
Convert JPG/JPEG photos into lossless PNG files directly in your browser using HTML5 Canvas without server uploads.
Open toolPNG to JPG Converter
Convert heavy PNG screenshots and graphics into lightweight JPG images with white-background flattening and adjustable quality.
Open toolWebP Image Converter
Convert PNG or JPG images into next-gen WebP format for faster website loading and Core Web Vitals optimization.
Open toolImage Dimension & Aspect Ratio Calculator
Calculate exact aspect ratios (16:9, 4:3, 1:1), proportional width/height scaling, and megapixel counts for any resolution.
Open toolDaily Calorie Calculator (TDEE)
Calculate your daily maintenance calories (TDEE), fat-loss calorie deficit targets, and lean muscle-gain surplus using the Mifflin-St Jeor equation.
Open toolProtein Intake Calculator
Calculate your optimal daily and per-meal protein requirement in grams based on body weight, activity level, and fitness goal.
Open toolIdeal Weight Calculator
Compare your ideal body weight across four clinical equations (Devine, Robinson, Miller, Hamwi) and the Asian-Indian healthy BMI window.
Open toolWater Intake Calculator
Calculate your optimal daily hydration in liters, milliliters, and 250 ml glasses based on body weight, workout duration, and Indian climate.
Open toolBody Fat Percentage Calculator (US Navy Method)
Estimate your body fat percentage, fat mass (kg), and lean body mass (kg) from tape-measure waist, neck, and height measurements.
Open toolTip & Bill Split Calculator
Calculate restaurant tip or service charge in ₹ INR, total dining bill, and exact per-person split across your group.
Open toolTime Duration & Work Hours Calculator
Calculate elapsed hours, minutes, and decimal timesheet hours between a start time and end time with optional break deduction.
Open toolUnit Converter (Area, Length, Weight, Volume, Speed, Data & Temp)
Convert Indian land units (Sq.Ft, Gaj, Guntha, Acre, Hectare), length, weight, volume (litres, gallons), speed (km/h, mph, knots), digital storage (GB vs GiB) and temperature.
Open toolCurrency Converter (INR Default)
Convert between Indian Rupees (₹ INR) and USD, EUR, GBP, AED, SGD, AUD, CAD, and JPY with custom forex rate override support.
Open toolDriver Salary Receipt Generator
Create monthly driver salary receipts with vehicle number, amount in words and a revenue stamp box for cash, ready to print for reimbursement claims.
Open toolFuel Bill Generator
Turn your petrol, diesel or CNG fill-ups into printable fuel bills with rate, quantity and amount, plus totals for fuel reimbursement claims.
Open toolHome Loan EMI Calculator
Calculate your EMI, total interest and the impact of extra repayments.
Open toolHome Loan Prepayment Strategy Calculator
Compare monthly, one-time and yearly prepayment strategies for interest savings.
Open toolRent vs Buy Calculator
Compare renting versus buying by estimated ending wealth over time.
Open toolTake-Home Salary Calculator
Turn annual CTC into monthly in-hand salary with automatic tax and gratuity.
Open toolSalary Hike Calculator
Estimate new CTC and monthly take-home after a salary hike.
Open toolTDS Calculator
Estimate monthly salary TDS after tax paid, declarations and regime choice.
Open toolHRA Calculator
Calculate HRA exemption from basic salary, rent, HRA received and city type.
Open tool80C Deduction Calculator
Track EPF, PPF, ELSS, insurance and other Section 80C deductions against the limit.
Open toolGratuity Calculator
Estimate gratuity from monthly basic plus DA and completed service years.
Open toolIncome Tax Calculator
Compare detailed old and new regime tax for current and previous tax years.
Open toolHRA vs Home Loan Tax Benefit Calculator
Compare HRA exemption and home-loan interest benefits under the old regime.
Open toolCar Lease Benefit Calculator
Estimate car lease tax benefit, monthly tax saving and take-home after lease.
Open toolCapital Gains Tax Calculator
Estimate capital gains tax for listed equity, property and other assets.
Open toolITR Return Calculator
Estimate refund or balance tax payable using income, deductions, TDS, TCS and advance tax.
Open toolPF Calculator
Estimate monthly PF contributions and a simple future PF balance projection.
Open toolNPS Calculator
Estimate NPS corpus, lump sum, annuity corpus and monthly pension.
Open toolRent Receipt Generator
Generate simple rent receipt previews for HRA documentation.
Open toolSIP Calculator
Estimate future value, total invested amount and gains from monthly SIP investing.
Open toolLumpsum Investment Calculator
Project one-time investment growth using a simple annual compounding assumption.
Open toolFixed Deposit Calculator
Estimate FD maturity amount and interest with editable compounding frequency.
Open toolPPF Calculator
Estimate Public Provident Fund maturity, deposits and interest over time.
Open toolRecurring Deposit Calculator
Estimate maturity value from a fixed monthly RD deposit.
Open toolGST Calculator
Add GST to a taxable amount, or extract GST from an inclusive price, with the CGST and SGST split.
Open toolSavings Goal Calculator
Find the monthly saving needed to reach a future money goal.
Open toolEmergency Fund Calculator
Estimate how much emergency savings you need based on essential monthly expenses.
Open toolMonthly Budget Planner
Split monthly take-home income into needs, wants, savings and unallocated money.
Open toolCredit Card Interest Calculator
Estimate payoff time and interest if you repay a credit-card balance monthly.
Open toolInflation Calculator
Estimate how inflation changes future cost and today’s buying power.
Open toolPopular tools
Most frequently used financial, tax, developer, and health tools.
EMI Calculator
Calculate monthly loan EMI, total interest payable, and principal vs interest split for Home, Car, or Personal loans in INR.
Open toolCAGR Calculator
Calculate Compound Annual Growth Rate (CAGR), inflation-adjusted real CAGR, wealth multiple, and annualized investment performance.
Open toolStep-Up SIP Calculator
Project mutual fund corpus when you increase your monthly SIP contribution every year in line with salary appraisals.
Open toolCTC To In-Hand Salary Calculator
Convert annual Cost-to-Company (CTC) into exact monthly take-home salary after EPF, professional tax, gratuity, and FY 2026–27 income tax.
Open toolJSON Formatter & Beautifier
Format, beautify, minify, and inspect JSON payloads with configurable indentation, alphabetical key sorting, and byte compression metrics.
Open toolJSON Validator
Validate JSON syntax against RFC 8259 standards, pinpoint exact line-number parse errors, and inspect object nesting depth and key counts.
Open toolFeatured tools
Deep interactive calculators with visual charts and real-time breakdowns.
EMI Calculator
Calculate monthly loan EMI, total interest payable, and principal vs interest split for Home, Car, or Personal loans in INR.
Open toolCAGR Calculator
Calculate Compound Annual Growth Rate (CAGR), inflation-adjusted real CAGR, wealth multiple, and annualized investment performance.
Open toolCTC To In-Hand Salary Calculator
Convert annual Cost-to-Company (CTC) into exact monthly take-home salary after EPF, professional tax, gratuity, and FY 2026–27 income tax.
Open toolJSON Formatter & Beautifier
Format, beautify, minify, and inspect JSON payloads with configurable indentation, alphabetical key sorting, and byte compression metrics.
Open toolBMI Calculator
Calculate Body Mass Index (BMI), Ponderal Index, BMI Prime, and healthy target weight range with both Asian-Indian (ICMR) and WHO standards.
Open toolImage Compressor & WebP Converter
Compress PNG, JPG, and WebP images and transcode between formats directly inside your browser using HTML5 Canvas—zero server uploads.
Open toolRecently added tools
Newly launched developer, health, image, and investment utilities.
EMI Calculator
Calculate monthly loan EMI, total interest payable, and principal vs interest split for Home, Car, or Personal loans in INR.
Open toolCAGR Calculator
Calculate Compound Annual Growth Rate (CAGR), inflation-adjusted real CAGR, wealth multiple, and annualized investment performance.
Open toolStep-Up SIP Calculator
Project mutual fund corpus when you increase your monthly SIP contribution every year in line with salary appraisals.
Open toolCTC To In-Hand Salary Calculator
Convert annual Cost-to-Company (CTC) into exact monthly take-home salary after EPF, professional tax, gratuity, and FY 2026–27 income tax.
Open toolJSON Formatter & Beautifier
Format, beautify, minify, and inspect JSON payloads with configurable indentation, alphabetical key sorting, and byte compression metrics.
Open toolJSON Validator
Validate JSON syntax against RFC 8259 standards, pinpoint exact line-number parse errors, and inspect object nesting depth and key counts.
Open toolGuides, rules & tax templates
Plain-English explanations to help you navigate salary restructuring, HRA proofs, and loan prepayments.
Personal Finance Guides
Practical India-focused explainers for salary, tax, loans and investing decisions.
Explore guides CompareFinance Comparisons
Side-by-side decision pages for common money choices.
Explore guides TemplatesMoney Templates
Reusable formats for proof submission, planning and household money tracking.
Explore guides ExplainersFinance Explainers
Plain-English pages for terms people see in salary, tax and investment decisions.
Explore guides Tax CalendarTax Calendar
Month-by-month reminders for tax proof, TDS, advance tax and filing preparation.
Explore guides Product EducationProduct Education
Neutral education pages for insurance, loans, credit and investing products.
Explore guides ExamplesWorked Examples
Scenario pages built around common salary, loan and investment questions.
Explore guides City & StateCity and State Money Pages
Location-aware pages for professional tax, HRA and property-cost planning.
Explore guidesZero-Knowledge Client Execution
Every finance calculation, JSON payload, and Canvas image conversion runs in your browser memory—never uploaded to a server.
Indian Payroll & INR Native
Defaulted with Indian Numbering (Lakhs/Crores), statutory EPF caps, GST splits, and FY 2026–27 Budget tax slabs.
Config-Driven SSG Architecture
Pre-rendered static HTML with structured JSON-LD schemas (WebApplication, FAQPage, BreadcrumbList) for instant loads.
Fast tools without the clutter.
No spreadsheets, no logins, no server latency. Just clean client-side utilities you can trust.